In a class action, one or more people, called Class Representatives, sue on behalf of people who have similar claims. All of these people are a class, or class members. One court resolves the issues for all class members, except those who exclude themselves from the class.
Here, the Class Representative alleges that, on or after February 27, 2011, Defendants violated the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. § 1681 et seq. by obtaining and/or using the consumer reports of Ohio citizens for impermissible purposes. Specifically, the class representatives allege that UDS obtained and/or used the consumer reports of Ohio citizens for the impermissible purpose of targeted marketing via prescreened marketing lists provided to UDS by AMG Lead Source. The Class Representatives allege that UDS did not have the permission of the recipients to obtain and/or use their consumer reports, respectively.
The Court has certified a class for settlement purposes only (the “Settlement Class”). U.S. District Court Judge George C. Smith (the “Court”) is in charge of this class action.
UDS denied and continues to deny that it did anything wrong, and denied and continues to deny that this case would be certified as a class action in litigation.